A 28-year marriage, a home refinanced again and again, and 60/40

60% to her, 40% to himFamily Court of Western Australia · 15 November 2019
Together
About 28 years, married
Children
Three, all adults
Net pool
About $1.04 million
Split
60% her / 40% him
A woman in her sixties at the front gate of a suburban family home in the morning, holding a plain envelope.

The couple married in December 1986 after a short time living together, and separated in November 2014. They had three children, now adults. The youngest has a disability and lives with the mother in the home they jointly own. Both worked hard throughout, often six or seven days a week, and by 2011 they earned similar incomes. At trial he was 62 and earned about $97,000 a year; she was 61 and earned about $121,000.

Over the years they refinanced the home to put money into his business ventures and to pay for holidays, cars for the children and credit card debt, until in 2011 about $650,000 was secured against it. The wife blamed the husband for the borrowing. Justice O'Brien did not accept that: she had taken part in the decisions. In 2013, late in the marriage, she received $330,000 from her mother's estate, but most of it had been spent, including on a car, a family trip to Europe and debts.

The pool was agreed at $1,042,558, most of it super. The home was worth $850,000 with $575,886 owing against it. The husband offered the wife 52.5%. The judge said equal contributions would readily be found in a long marriage like this, but for two things: the inheritance, and the wife's continuing care of their son, because contributions to the family do not stop when children turn 18. He assessed contributions at 55/45 to her.

Looking ahead, the wife would support their son without help from the husband, although the judge noted that was partly her choice. Her request for maintenance for the son was dismissed for lack of evidence. A further 5% to her made the result 60% to the wife and 40% to the husband. Each kept their own super, accounts and cars. She had 60 days to refinance and pay him $118,449 to keep the home; otherwise it would be sold.

What it means for you

A long marriage does not guarantee an equal split. Caring for an adult child can still count as a contribution, and an inheritance counts most when it is still reflected in what is left to divide.

Decided under the Family Law Act 1975 (Cth) before the 10 June 2025 amendments. The factors about each party's current and future circumstances, then found in s 75(2), are now in s 79(5).

The decision: [2019] FCWA 240

A published decision of the Family Court of Western Australia, retold in plain English. MKI Legal did not act in this case. Every outcome depends on its own facts. This is general information, not legal advice.

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